Raha24
A Kohtla-Järve based lender offering credit accounts with significant undisclosed fees and slow processing times.
What customers love
- Considered a reliable credit institution by some customers
- Offers credit account access for small withdrawals
- Actively communicates with customers via multiple channels
Worth noting
- Hidden contract fee of 187.50 € charged on every single withdrawal
- Loan decisions take 24+ hours despite advertising same-minute approvals
Best for
Customers who have carefully read all contract terms before applying
Attribute scores
Recent reviews
Every time you withdraw money from your credit account, you pay a contract fee of 187.5 euros. Let's say you withdraw 50 euros, and another 187.5 euros is added. This applies every time you use the account. In addition, the contract fee is also subject to interest. Naturally, the contract doesn't mention this.
They send you ads on several channels every week, but if that one time you really need that 200 € - then they can't give it to you, even though you have a good credit score and you're clean. And then if you want to opt out of their future ads - you can't! - like putty on you. Horrible. Sci-fi as hell.
They advertise that everything will be done within a few minutes, but I haven't received any feedback even after 24 hours... great "customer service".
There's no speed or accuracy. The website's advertising and final results are completely misleading. They advertise one thing, but deliver something completely different. They respond to applications after three hours. No other company offers such slow, fast loans. Unprofessional.
A good credit institution