Top Mortgages

5.0·172 reviews
Rockville, Newtown Rd, Newtown, Waterford, X91 Y896, Ireland, Waterford, Ireland
Veted AI Summary

Waterford-based mortgage brokerage handling applications end-to-end, including protection and home insurance.

What customers love

  • Proactive communication keeps both partners informed throughout
  • Persistent when dealing with banks to avoid unnecessary delays
  • Covers mortgage protection and home insurance in same process

Best for

First-time buyers or repeat applicants wanting a hands-on, communicative broker.

Attribute scores

Quality of Work97
Established72
Responsiveness98
Customer Rating100
Price vs Market60

Recent reviews

Cathal Houlihan2mo ago

Recently used Paul and the team at Top Mortgages, for the second time, to get a mortgage. As before, everything was seamless. Paul is professional, organised, very responsive, and makes the process really efficient. Everything ran to plan and on time. Great team to deal with. Would highly recommend!!

Yvonne Corcoran2mo ago

Excellent service from Top Mortgages, especially Paul. He was highly skilled, supportive, and always kept me informed throughout the entire process. My mortgage took longer than expected due to delays, but Paul was with me every step of the way—diligent, responsive, and always pushing things forward. His expertise and perseverance really stood out, and I felt confident throughout. What impressed me most was the genuine care for achieving the best outcome. It never felt transactional. Highly recommend Paul, Liz and the team at Top Mortgages.

Fergus Lohan5mo ago

Paul at Top Mortgages is fantastic to deal with. We’ve used him twice now, and on both occasions he went above and beyond for us. Whenever issues arose during the mortgage process, Paul handled everything professionally and efficiently, keeping us informed and reassured the whole way through. We honestly couldn’t recommend him highly enough.

Pankaj Thakur6mo ago

Paul is truly one of the best mortgage brokers in the country. His team at Top Mortgages were incredibly dedicated to delivering the highest level of service and acted promptly at every stage, ensuring there were no unnecessary delays throughout our mortgage journey. My wife dealt with Paul for most of the process, but he consistently kept both of us informed of all major updates. His work was genuinely commendable — thorough, proactive, and persistent when dealing with the banks. Paul also guided us clearly through mortgage protection and home insurance, making everything straightforward and easy to understand. His dedication played a key role in helping us secure our dream home before Christmas. Highly recommended Top Mortgages and Paul to anyone who would like to be stress free for a Mortgage journey.

Josh Sorensen6mo ago

As a brand-new homeowner, I can honestly say that working with Top Mortgages was one of the best decisions I made throughout this entire journey. I first connected with them back in March, and from day one their support, guidance, and expertise were absolutely exceptional. The team took the time to explain every step of the mortgage process in a way that was clear, patient, and reassuring. No question was ever too small, and I always felt genuinely supported. They consistently went above and beyond to find the best options for my situation, and their communication was trustworthy, transparent, and incredibly prompt. Their teamwork is exceptional, with in some cases Paul or Liz taking over for communications while Conor was away - I felt like I was never out of the loop. Thanks to Conor at Top Mortgages, what could have been an overwhelming process became smooth, manageable, and even at times exciting. I’m now officially a homeowner — and I owe a huge part of that to their dedication and professionalism. I would highly recommend Conor and team at Top Mortgages to anyone looking for a mortgage broker who truly cares about their clients. Exceptional service from exceptional people!