SIA Inbank Latvia
Buy-now-pay-later service with serious issues around transparency, customer support, and contract clarity.
What customers love
- Buy now, pay later option with delayed first payment
- Fast initial response to inquiries
- Product availability in stores without upfront payment
Worth noting
- Unclear payment tracking in customer profiles and contract visibility
- Misleading loan structure where down payment applies to loan, not item
Best for
Customers comfortable with installment purchases who carefully review all contract terms beforehand.
Attribute scores
Recent reviews
Carefully read the contract these scammers give you to sign. They're deceiving you about the loan amount. If you buy something for, say, 1,000 rubles and are willing to make a down payment of 250 rubles, you probably think you're getting a 750 loan, but that's where you're screwed. They'll sell you a 1,000 loan plus exorbitant interest, but your 250 rubles aren't the down payment for the item, they're the down payment for the loan. Poor scammers call on the phone, while rich scammers sit in expensive offices in the center of the capital!
I do not recommend it. I cooperate with Senukai for goods on installments. You cannot track what is happening with the payments in your profile. When buying equipment on installments, I paid the first down payment of 100, where it went is unknown, it is not visible in your profile. A larger monthly payment amount is charged with interest, for example, I pay 100, 60 remains for cancellation. The contract itself with all the conditions is not available in your profile. They do not respond to e-mails.
Buy now, pay later is great because it allows you to receive the product in stores today, but make the first payment only after a month.
I do not recommend anyone to use the services of this company. The device was rented and returned in very good condition with natural wear and tear. Physical defects include those that have occurred as a result of natural wear and tear and they charge money for this
Good and fast response :)