UCI - União de Créditos Imobiliários (Portugal Branch)
A Lisbon-based mortgage provider noted for attentive adviser support throughout the home-buying process.
What customers love
- Ricardo Catela's consistent availability and rapid responses to queries
- Clear progress updates from application through to deed signing
- Accessible guidance for non-Portuguese-speaking foreign buyers
Best for
Foreign residents purchasing Portuguese property who need hands-on mortgage guidance
Attribute scores
Recent reviews
My experience with Ricardo was the most positive experience that I had in any bank deals. Very responsive to all my questions and concerns which he was able to informing and get it done on each and every time I request information from him - it was long relationship because my apartment was not finish at their proposed time. I would recommend Ricardo to anyone needs a home loan. Thank you Ricardo for everything you did for us - me and my wife on this long process.
UCI provided a very professional and efficient mortgage service, with clear communication and strong follow-up throughout the whole process. Ricardo was especially helpful — knowledgeable, responsive, and genuinely supportive, making everything much smoother and stress-free.
UCI provided me the best services as I needed a mortgage to purchase an apartment for investment in Madeira Island. I specifically recommend Mr. Ricardo Catela, he was attentive, accurate, available when I needed him and extremely helpfull.
Fantastic support by Ricardo from the first meeting until closing. Like any home purchase, we had some twists and turns and he handled all of them with expertise. Would fully recommend.
I have recently successfully applied for a mortgage with UCI Bank. I cannot fault the service I received from Ricardo Catela. He was always available for any queries or concerns that I had. He was extremely quick to respond and kept me very well informed of the progress of my application through to the signing of the Deed. He built a great relationship with me and went over and above my expectations of a mortgage advisor. He made the purchasing process for a UK resident extremely accessible and easy to understand, especially for someone who does not speak Portuguese. I heartily recommend UCI and especially Ricardo. My greatest thanks. Kay