Mortgage and Real Estate Agency

Awesome experience during a hectic time moving. Extremely great service and seamless. Will continue to use in the future.

The team assembled by Rafael was consciously aware of providing us with the best care, attention, and options needed to buy a new home. It was a very high level of professionalism that always made us feel at ease, removing anxiety or any concerns during the process. They took us each step of the way, making sure we understood the where and why for everything that was being done. They never gave us the impression of alarm or pressure, and were prompt in their responses to our questions. Very Highly Recommended.

Purchasing our dream home felt like an impossible task until we met Rafael and his incredible team, Fred and Emilia. From start to finish, their expertise, dedication, and professionalism made all the difference. Rafael’s deep knowledge of the mortgage process and Fred’s invaluable guidance turned what seemed like an overwhelming journey into a smooth and achievable goal. Emilia, our lawyer, demonstrated exceptional professionalism and skill, seamlessly navigating the legal complexities and ensuring everything was handled with precision. Their communication was excellent throughout, keeping us informed at every step. Their genuine care and willingness to go above and beyond truly set them apart. Thanks to Rafael and his team, we successfully purchased our dream home in a beautiful location, and we couldn’t be more grateful. Their advice and support made all the difference, and we will forever be thankful for their hard work and dedication. Our kids will grow up appreciating the wonderful environment and, most importantly, the warmth of a true family home. Thank you all from the bottom of our hearts. If you’re considering buying property in Portugal, especially if you’re navigating a complex process like obtaining a mortgage or dealing with legal matters, we wholeheartedly recommend Rafael, Fred, and Emilia. They’re the team you can trust to make your dreams a reality!

I first saw Rafael's Interview in Youtube Expats Everywhere Channel a year ago. We were looking to buy a property in Madeira last year which was a new construction project. We are US Citizens based in Chicago and love Madeira Island. The interview impressed me and I reached out to Rafael and he setup an initial Zoom Call and explained the entire Mortgage Process to me, for US expats moving to Portugal and planning to buy property. I submitted all the documents needed for Mortgage via a Shared Google Drive and Rafael and his team got working on it immediately. They helped me with finding a good Mixed Rate with multiple banks. They also helped me open a Bank Account at NovoBanco using a Lawyer, all done remotely. We finally closed the Public Deed on time and I travelled to Madeira for the Deed and we got the Keys to the property in Feb 2024. Rafael and his team (Frederico Franca) provided exceptional service and made the process totally smooth. They reached out to my builder to get all the documents needed for the Deed and liaised with the NovoBanco Bank Manager on my behalf to make sure everything gets done on time and there are no hiccups during the Public Deed Closing. If you are planning to buy property in Portugal, please go with Rafael and his team for your Mortgage Needs. They are the most professional and the best team out there helping US and EU expats buy property in Portugal and get a Mortgage. I give them 10/10 for their professional, communication, ethical and a very knowledgeable team. Highly recommended. Thanks Rafael and Fred for making the Home buying and Mortgage FInancing process extremely smooth for me.

Working with Rafael and his team was amazing. They were extremely organized and communicated with us at every turn. Buying a house in a foreign country is very daunting and has plenty of twists and turns, but Id never do it again without Rafael and his team. Thank you all very much!